Are you a regulated company?

Yes. Under the FSA interim regulation we have the following permissions: 

• Entering into a regulated SRB agreement

• Administering a regulated SRB agreement

• Advising on a regulated SRB agreement

• Arranging (bringing about) a regulated SRB agreement

• Making arrangements with a view to a regulated SRB agreement 

Will you pay me full market value for my property?

The offer that we make for your house will be lower than the open market value. In return for selling your property at a slight discount you are given a guaranteed sale and you can continue to live in the property as a tenant. 

What rent will I have to pay?

The rent you pay will take into account the amount that we are paying for your property and also the market rent in that area. After taking your existing commitments into consideration we will calculate a rental payment that is affordable for you. 

How long will my tenancy agreement be?

The normal length of your tenancy agreement will be 24 months. 

Will I have to leave the property after 24 months?

Subject to you having adhered to the terms of the Tenancy Agreement, we will always look favourably on renewing the agreement if you would like to stay in the property. 

Will my rental payment go up if I renew the tenancy agreement?

If you are receiving a discounted rental payment then the amount that you pay may have to go up when you renew your agreement. We will tell you if the initial rental payment is discounted and what the likely payment will be when you renew. 

Can I buy my property back?

At the end of your initial tenancy agreement we will always look favourably on offers to buy your property back.  

What will I have to pay to buy the property back?

This will depend on your circumstances at the outset. In some cases we can set a buyback price at the outset. You would then get the option to buy your house back at this price when you reach the end of your tenancy agreement. If we are unable to set a buyback price at the outset you can still buy back your property, in these cases we would look favourably on any offer that reflects the market value at the time you wish to buy. 

How long will the process take after I decide to go ahead?

If you decide to go ahead with a Sale and Rent Back Solution from DFB Housing Solutions the whole process will normally take 4 weeks from your initial meeting with one of our advisors to completion. 

When will my first rental payment be due?

Your first rental payment is normally due at the start of the month following completion of the SRB process.  

If I die will my spouse be able to remain in the property?

Yes. We will always honour existing agreements and look to find a solution that keeps the surviving spouse in the home, if that is what is desired. 

Who is responsible for building maintenance?

Your landlord is responsible for maintenance and repairs to the building.  

Do I have to pay building insurance?

No. Your landlord is responsible for arranging building insurance for the property. 

Can I decorate inside of the property?

If you notify your landlord of your intention you may decorate the inside of the property.  

Can I keep pets at the property?

Yes you can.